Merchant Cash Advance (MCA) from SAFEGUARD funding provider is a smart way to get working capital for many small and medium-size businesses. Thousands of small businesses have used our Merchant Cash Advance program to obtain capital needed to stabilize, grow, and take advantage of opportunities.

How It Works . . .

A Merchant Cash Advance is the purchase of future credit card receivables; it is not a loan. Sometimes called “credit card receivable funding” or “credit card factoring,” eligibility for a Merchant Cash Advance is primarily based on the strength and consistency of your business’ credit card sales.
  • Simple qualifications
  • Quick approval process
  • Not based on credit rating
  • Fast funding in 5 to 7 business days
Request a consultation for your Merchant Cash Advance program      

What Are The Benefits?

Unlike traditional banks loans, our Merchant Cash Advances have no closing costs or upfront fees. There is no fixed timeframe for repayment of the Cash Advance. The payments will just continue until the total balance has been repaid.
  • No personal guarantees for repayments
  • No show on your credit report
  • No liens on your home, business, equipment, or inventory
  • No business use restrictions on the funding
  • No fixed monthly payments
  • No need to worry about making scheduled payments when sales are down
Request a consultation for your Merchant Cash Advance program      

How Businesses Use The Cash Advance

Grow The Business
  • Business expansion
  • Advertising
  • Marketing
  • Open new locations
  • Remodeling
  • Add personnel
  • Purchase special inventory
  • Supplement cash flow
Manage Unexpected Expenses
  • Make emergency repair
  • Meet payroll
  • Pay taxes
  • Pay rent
  • Pay insurance
  • Use for personal needs
Request a consultation for your Merchant Cash Advance program